We Help You Raise the Business Capital You Need

Private Money Lender

Brazington Mortgage, LLC makes Private Money Loans, which have historically been referred to as “Hard Money Loans.” We have modified the Hard Money Loan to include underwriting the applicant’s income, credit and collateral. Our lenders are not asset-only-based-lenders. We like to call our investors, “PRIVATE MONEY LENDERS”. Private Money Lenders offer lower rates, lower closing costs, longer terms and better repayment terms than other Hard Money Lenders”.

Often our borrower’s ability to repay the loan is cash reserves and the sale of other assets such as real property.

Private Money Lenders are looking for applicants with the ability and character to repay the loan, together with satisfactory real estate collateral to pledge as security. In consideration of underwriting your character and capacity you get a lower rate of interest, lower closing costs and longer terms than Hard Money Lenders offer. Please feel free to open our Current Rate Sheet.

Typically, the maximum loan to value ratio is 60-65%, but is often much lower. That is, if the property is worth $200,000, the lender would advance $120,000 – $130,000, or less, against it.

At Brazington Mortgage LLC, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.