Construction Loans

Construction Loan Options in Washington, Idaho, and Western Montana


Brazington Mortgage's construction loans are short-term (usually 3, 5, 7 or 10 years) real estate financing secured by a mortgage on the property being constructed. This loan is meant to cover the cost of land development and building construction, and is disbursed (1) as needed, (2) as each stage is completed, (3) according to a prearranged schedule, or (4) when some condition is met.


We make our construction loans for business purposes only. Our construction borrowers have been in the business to construct the project for profit.

We cannot help you build a home you intend to live in. This would be a consumer loan purpose. All our loans must be for business related purposes. The State of Washington prohibits our investors from encumbering an owner-occupied residence.


Construction loans are often paid off from the proceeds of permanent financing (usually for 20 to 30 years) or the sale of the subject property.

Need funds for a new construction project? Call our team today: (509) 922-4560

Share by: