Recently Closed Private Money Loans in Washington and Idaho

Real estate investors want speed, clear terms, and simple funding. Brazington Mortgage LLC helps make deals move fast. Our team connects borrowers with strong lenders and smooth approvals. Investors across Washington and Idaho use our private money programs for projects big and small. Recent closings show how creative funding helps land developers, builders, and property investors reach goals. Programs such as vacant land loans help unlock value in rural land, building sites, and future development property. Below are real examples of loans funded through Brazington Mortgage LLC. Each case shows how flexible private money lending can help investors move forward.

Land Development Loan Secured by 409 Acres

Loan Overview

A land developer secured funding using nine separate properties totaling about 409 acres.

Key loan details

  • Loan amount: $204,815
  • Tax assessed value of land: $278,100
  • Loan represented 74 percent of the tax value
  • Borrower estimated property value: $570,576
  • Loan represented 36 percent of borrower valuation

Loan proceeds supported a development plan. The developer plans to divide large acreage into 20-acre building parcels with lake views. Work includes road building and underground power installation.

Why the Lender Approved the Loan

Private lenders review experience as well as property value. This borrower had a clear history of successful land sales.

Past sales history

  • Previous year: seven properties sold for $621,899
  • Two years earlier: three properties sold for $191,500
  • Three years earlier: three properties sold for $163,500

Strong performance gave the lender confidence. Because of this track record, the lender approved the loan without a formal appraisal. Programs like raw land loans, investment land loans, and recreational land loans work well for experienced developers with proven results.

Loan Structure Helped Create Flexibility

The loan included smart clauses designed for land development.

Partial release clauses

Each parcel can be sold while the main loan stays active. A small principal payment releases a specific parcel. This allows the developer to sell lots while the project continues.

Substitution of collateral

The borrower may replace one property with another if needed. This protects both sides and
keeps the loan active.

Cash Flow From Buyer Contracts

Three real estate contracts now cover the full monthly payment. Purchasers make the payments directly. Because of this structure, the developer has no monthly payment obligation while buyers continue paying as agreed. Each seller-financed contract includes:

  • Requests for Partial Reconveyance
  • Warranty Fulfillment Deeds held in escrow

These documents protect buyers and deliver a clear title once contracts are paid in full. One large parcel has already sold, and a Partial Reconveyance released the property after a small principal reduction. Both lender and borrower see strong results from this smart development loan. Programs such as land development investment loans and vacant land loans make deals like this possible for builders and developers.

Rate Term Refinance on an Adult Family Home

Brazington Mortgage LLC also arranged a refinance for an income-producing residential
care property.

Loan details:

  • Loan amount: $279,000
  • Loan term: five years
  • No prepayment penalty
  • Security: First Deed of Trust

Tax assessed value reached $286,800. A recent appraisal placed the market value at $465,000.

Why This Deal Worked

Loan size equaled about 60 percent of the appraised value. Low leverage reduced lender risk and helped secure strong terms for the borrower. The appraisal already existed from another lender who declined funding. Brazington Mortgage used the same report and closed the deal quickly. Investors searching for fast closing investment loans near you benefit from flexible review like this. Both borrower and lender finished the refinance satisfied with the result.

Construction Loan for Relocated Home Project

Loan Overview

Another investor required funds to finish a unique construction project.

Loan details:

  • Loan amount: $200,000
  • Security: First Deed of Trust
  • Property type: partially completed residential project

The borrower specializes in developing lots, placing homes on new foundations, and finishing improvements.

Project Details

The home originally stood on a different lot. The structure moved about one mile to a new location and foundation. Loan funds helped finish the remaining work, such as:

  • Concrete driveways
  •  Garage floors
  • Landscaping
  • Final improvements

No appraisal was ordered for this project. The lender and borrower share a long working relationship. Trust and past performance played a large role in approval.

Upon completion the home was listed for sale, sold the loan was paid off providing the borrower with a handsome profit. Deals like this show
how fast closing investment property loans can support creative real estate projects.

Structure Relocation Experts Involved in the Project

The house relocation work was completed by Breithaupt and Sons LLC. Ryan Breithaupt and his father, Paul, specialize in moving displaced homes and structures. Property owners considering relocation instead of demolition can contact them directly:

Ryan Breithaupt
509-413-7771

Paul Breithaupt
509-217-3237
Moving an existing structure can save time and preserve building value.

Why Investors Work With Brazington Mortgage LLC

The Brazington Mortgage LLC team serves as a trusted private money mortgage broker group. Our role involves connecting borrowers with lenders who fund deals quickly.

Access to Competitive Private Money Rates

Our network includes lenders across multiple states. This helps borrowers find competitive private money mortgage rates for development, rental property, and construction deals.

Faster Closings

Traditional lenders move slowly. Private money programs move faster. Investors searching for fast closing investment loans near you, raw land loans, or recreational land loans benefit from faster underwriting and simpler documentation.

Flexible Loan Structures

Creative projects need creative funding. Programs may include:

  • Land development financing
  • Bridge loans
  • Investor rental property loans
  • Construction and rehab loans

These structures support developers, builders, and real estate investors.

Start Your Next Investment Loan With Confidence

Real estate deals move fast. Opportunities do not wait. Brazington Mortgage LLC helps investors secure private money funding with clear terms and smooth closings. From investment land loans to land development investment loans, our team works to match borrowers with the right lender quickly. Ready to fund your next real estate deal? Contact Brazington Mortgage LLC today and explore private money loan solutions built for investors who want speed, flexibility, and results.

Frequently Asked Questions

1. What types of loans has Brazington Mortgage recently closed?

Brazington Mortgage funds a wide range of real estate loans. Examples include land development loans, investment property refinances, construction completion loans, bridge loans, and private money financing for investors. Each loan structure depends on property type, borrower experience, and project goals.

2. Are recently closed loans proof that a lender is reliable?

Recently funded loans show active lending activity and real deal experience. Investors gain confidence when a broker or lender demonstrates successful closings. Strong history of funded loans signals real market involvement, practical underwriting knowledge, and proven ability to move deals from approval to funding.

3. How can I verify a lender’s recently funded real estate loans?

Investors can request deal summaries, references, or transaction examples from the broker or lending team. Title companies, escrow officers, and borrower testimonials also help confirm real closings. Transparency about past funding builds trust and helps investors evaluate potential lending partners.

4. How long does it take to close an investment property loan?

Closing timelines vary based on property type, documentation, and lender review. Private money lenders move much faster than traditional banks. Some loans close within one to two weeks once documents, title work, and underwriting steps reach completion.

5. What is the fastest closing time for an investor real estate loan?

Fast private money lenders sometimes close deals within several days when title work and borrower documents are ready. Speed depends on property complexity, loan size, and lender approval process. Experienced investors with clear documentation usually achieve the quickest closings.

Give our team a call to discuss your mortgage lending needs: (509) 922-4560

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